FHA Made Simple with Kash. APPLY AND APPROVED, SAME DAY!

KENTUCKY FHA MORTGAGES FOR PURCHASE OR REFINANCE

Kentucky owned and Kentucky operated.

If you have found my page while searching online for an FHA loan, you'll notice websites try to make you believe they are local when in fact, they really are not.  If you look at the fine print at the bottom, you will see they are in New York, Colorado, or California and will refer you to a "preferred lender".  They are not even telling you who you are providing your information to!  Can they guarantee the integrity of every preferred lender or loan officer?  They sell your name to whoever is paying them for the leads!  Rest assured you are working with a KY licensed loan officer.

Kash Mortgage has helped families all across Kentucky become homeowners using FHA-Insured financing.  FHA financing can also be a great tool for existing homeowners to consolidate debt or to escape the uncertainty of an adjustable rate loan. 

At first, many borrowers think it must be very cumbersome dealing with a loan that involves an entity of the Federal Government.  This is simply not true when working with Kevin Weaver at Kash Mortgage! 

Kash Mortgage processes and closes FHA loans quickly and affordably! If you seek a fixed rate mortgage, with no prepayment penalties-this loan is for you. Call me, Kevin or APPLY HERE

Contact Kevin:

Office: 859-971-1808 ext 109 or toll-free 888-440-5274 ext 109

Cell: 859-704-0078

E-Mail: kevin@kashmortgage.com

About Kevin:

Kevin Weaver offers his clients over a decade of consumer finance experience to advise them on the broad range of mortgage products and programs available.  He received his BA in Finance from the University of Toledo in March 1996 and soon after began working as an Automotive Finance Underwriter and Credit Analyst.  He began underwriting mortgage loans in the spring of 1998 and became more involved in marketing, training, and product development the following year.  His diverse background in both wholesale and retail lending offers a unique persepctive to the financial marketplace in general.  Kevin was an Account Executive and Regional Sales Manager with Lenders Diversified prior to joining the Kash Mortgage team in 2006.

Kevin prides himself on product knowledge and believes in empowering his clients with information.  He continually updates his certification and training and has recently completed 2 sessions on FHA updates and policies.

In his free time, Kevin is active in the Fundraising Committee at his church and as an officer of the Parent Teacher Society at his daughter's school.  He is an avid baseball fan and loves to talk sports too!  We think that if Kevin were not a mortgage professional, he may have chosen to become a meteorologist.  When storms approach the area,  Kevin becomes the Kash Mortgage 'Storm Tracker'.

Kevin is also an active contributor on Yahoo! Answers providing answers regarding credit to consumers across the USA. 

'I've always enjoyed meeting new people.  My clients are far more than a 'loan number' to me.  I think it's very important to take the time to listen closely and develop a relationship of trust with an understanding of a person's needs, likes and dislikes. People feel comfortable knowing who they are working with and that that person really cares.  Accountability is essential in building this trust.  I live by the philosophy of treating clients like I would want to be treated.'

Mission Statement: 

To provide all clients with the best total value mortgage experience.  Total value means providing the highest level of customer service, competitive pricing, attention to detail, and complete integrity.

So exactly what is FHA?

FHA: Federal Housing Administration; established in 1934 to advance homeownership opportunities for all Americans; assists homebuyers by providing mortgage insurance to lenders to cover most losses that may occur when a borrower defaults; this encourages lenders to make loans to borrowers who might not qualify for conventional mortgages.

The Back to Basics Approach and the story behind it: 

The Crash

In recent months, the news media has made a spectacle of all the problems occurring in the mortgage industry especially the subprime mortgage industry.  Subprime loans or sometime called non-conforming loans grew drastically in popularity in the 1990's and through the first half of this decade.  While they started out with good intentions, companies offering them lost sight of underwriting principles and common sense in a quest for record returns on their investment.  Investors were buying these loans as fast as lenders could make them.  Now, with record-setting defaults on many of these loans it's time for the entire lending industry to take a step back and look at the big picture here.

The bottom line:  Before the times we face today, Kash Mortgage decided the best way to serve its clients is by offering loan products with stability, security and affordability.  While others may be scrambling now to add FHA to their product line, Kash Mortgage already has the knowledge and experience to determine if FHA is truly the right fit for you.

Myth:  I thought FHA mortgage loans were just for first-time homebuyers?

Simply not true.  FHA mortgages are designed to insure financing for your primary residence, regardless of whether it's your first home or not.  FHA mortgages also offer cash-out refinancing to help many borrowers consolidate debt or refinancing to convert an adjustable rate mortgage to a fixed rate loan.   For existing FHA loans we have the ability to do streamline refinances to lower your rate; in some cases without having a new appraisal.  Consult with Kevin Weaver about lending limits and guidelines to see whether a streamline refinance is right for you.

Additional Information and Resources

Purchasing a Home in Today's Market

You may have heard or seen some of the doomsday stories in the news about an excess inventory of homes on the market today and a potential for declining home prices.  The fact is Kentucky is MUCH more stable than many other markets around the country and is not forecast to see the kind of price swings seen elsewhere.  Buying a home now is a great investment in your future.  Consider the equity you will build, the tax advantages of ownership, and the intangible value and pride of being a homeowner in your community. 

Need help finding a home? Ask me how a buyer's agent can help at no cost to you!

E-mail  kevin@kashmortgage.com for an Agent near you

COMMUNITIES SERVED

Albany, Alexandria, Ashland, Auburn, Barbourville, Bardstown, Beattyville, Bellevue, Berea, Bowling Green, Brandenburg, Burgin, Burlington, Cadiz, Calvert City, Campbellsville, Carlisle, Carrollton, Catlettsburg, Cave City, Central City, Clay, Clay City, Clinton, Cloverport, Cold Spring, Columbia, Corbin, Corinth, Covington, Crestwood, Crittenden, Cumberland, Cynthiana, Danville, Dawson Springs, Dayton, Dry Ridge, Eddyville, Edgewood, Edmonton, Elizabethtown, Elsmere, Eminence, Erlanger, Falmouth, Fedscreek, Fern Creek, Flatwoods, Flemingsburg, Florence, Fort Campbell, Fort Mitchell, Fort Thomas, Fort Wright, Frankfort, Franklin, Frenchburg, Fulton, Georgetown, Glasgow, Grants Lick, Grayson, Greensburg, Greenup, Greenville, Guthrie, Hardinsburg, Harlan, Harrodsburg, Hartford, Hazard, Hebron, Henderson, Hickman, Highland Heights, Highview, Hillview, Hopkinsville, Horse Cave, Hustonville, Independence, Irvine, Jackson, Jeffersontown, Jenkins, Junction City, Keavy, La Grange, Lancaster, Lawrenceburg, Lebanon, Leitchfield, Lexington, Liberty, London, Louisa, Louisville, Ludlow, Lyndon, Madisonville, Manchester, Marion, Mayfield, Maysville, Middlesboro, Midway, Millersburg, Monticello, Morehead, Morganfield, Morgantown, Mount Sterling, Mount Vernon, Mount Washington, Murray, Nancy, Newburg, Newport, Nicholasville, North Middletown, Oakbrook, Oak Grove, Okolona, Olive Hill, Owensboro, Owenton, Owingsville, Paducah, Paintsville, Park Hills, Paris, Phelps, Pikeville, Pine Grove, Pine Knot, Pineville, Prestonsburg, Princeton, Prospect, Providence, Raceland, Radcliff, Richmond, Russell, Russell Springs, Russellville, Sadieville, Salyersville, Scottsville, Shelbyville, Shepherdsville, Shively, Somerset, South Shore, South Williamson, Spottsville, Springfield, Stamping Ground, Stanford, Stanton, St. Dennis, St. Matthews, Sturgis, Taylor Mill, Taylorsville, Tompkinsville, Union, Valley Station, Vanceburg, Versailles, Villa Hills, Vine Grove, Walton, Warsaw, West Liberty, West Point, Westwood, Wheelwright, Whitesburg, Whitley City, Wilder, Williamsburg, Williamstown, Wilmore, Winchester, Worthington, Worthington Hills, Wurtland

WE ALWAYS DO OUR BEST TO RENDER A SAME DAY DECISION OR PLAN. SOMETIMES, IT MAY TAKE A LITTLE LONGER. YOU CAN COUNT ON US BEING FAST!