FHA Made Simple with Kash. APPLY AND APPROVED, SAME DAY!
KENTUCKY FHA MORTGAGES FOR PURCHASE OR REFINANCE
Kentucky owned and Kentucky operated.
If you have found my page while searching online for an FHA loan, you'll notice websites try to make you believe they are local when in fact, they really are not. If you look at the fine print at the bottom, you will see they are in New York, Colorado, or California and will refer you to a "preferred lender". They are not even telling you who you are providing your information to! Can they guarantee the integrity of every preferred lender or loan officer? They sell your name to whoever is paying them for the leads! Rest assured you are working with a KY licensed loan officer.
Kash Mortgage has helped families all across Kentucky become homeowners using FHA-Insured financing. FHA financing can also be a great tool for existing homeowners to consolidate debt or to escape the uncertainty of an adjustable rate loan.
At first, many borrowers think it must be very cumbersome dealing with a loan that involves an entity of the Federal Government. This is simply not true when working with Kash Mortgage!
Kash Mortgage processes and closes FHA loans quickly and affordably! If you seek a fixed rate mortgage, with no prepayment penalties-this loan is for you. Call me, or APPLY HERE
Contact the FHA department at 888-440-5274 or email fha@kashmortgage.com :
Office: 859-971-1808 or toll-free 888-440-5274 E-Mail: LINDA@KASHMORTGAGE.COM
Mission Statement:
To provide all clients with the best total value mortgage experience. Total value means providing the highest level of customer service, competitive pricing, attention to detail, and complete integrity.
Getting Approved:
Apply by phone at 859-971-1808X107 or using our secure online application:
Some applicants qualify using our Automated Underwriting systems. For these borrowers who may have higher credit scores or additional assets the process cannot get much easier. You will receive a checklist outlining the items we need to document your income and assets depending on your situation. If looking to purchase, you will receive our Pre-Approval letter so you are ready to shop for your new home with the leverage and advantage of being a pre-approved buyer.
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If automated approval does not work in your situation, we take the necessary steps to present your file to underwriting. We will let you know exactly what needs to be addressed and clearly present you with options for doing so. With a few explanations for items on your credit report and some documentation to support your income, assets, or credit you may qualify for loan terms others may have told you simply were not possible for you. Some of the larger banks and mortgage lenders simply do not take the time to look at each case as closely as we do. For example, if you've had a bankruptcy in the past but have re-established solid credit history in the last 2-3 years FHA may the very best program available to you.
If Kash Mortgage cannot help you at this time, LINDA KASH SABINO provides a Personalized Credit Action Plan to outline a prioritzed, step-by-step analysis that assists the applicant to improve their potential to qualify in the future. The Credit Action Plan is designed to set realistic goals and the time it takes to achieve them.
Kash Mortgage's thoughts on the Credit Action Plan: 'Nobody likes to be turned down. Rejection of any kind naturally affects our self-esteem. This is a way to constructively turn a negative into a positive. We cannot expect everyone to be experts on credit scoring or income documentation, for example...People want to know what they can do to control their own destiny and help themselves. I want to give them a powerful tool they can understand and use to accomplish this.'
So exactly what is FHA?
FHA: Federal Housing Administration; established in 1934 to advance homeownership opportunities for all Americans; assists homebuyers by providing mortgage insurance to lenders to cover most losses that may occur when a borrower defaults; this encourages lenders to make loans to borrowers who might not qualify for conventional mortgages.
The bottom line: Before the times we face today, Kash Mortgage decided the best way to serve its clients is by offering loan products with stability, security and affordability. While others may be scrambling now to add FHA to their product line, Kash Mortgage already has the knowledge and experience to determine if FHA is truly the right fit for you.
Myth: I thought FHA mortgage loans were just for first-time homebuyers?
Simply not true. FHA mortgages are designed to insure financing for your primary residence, regardless of whether it's your first home or not. FHA mortgages also offer cash-out refinancing to help many borrowers consolidate debt or refinancing to convert an adjustable rate mortgage to a fixed rate loan. For existing FHA loans we have the ability to do streamline refinances to lower your rate; in some cases without having a new appraisal. Consult with Kevin Weaver about lending limits and guidelines to see whether a streamline refinance is right for you.
Additional Information and Resources
Purchasing a Home in Today's Market
You may have heard or seen some of the doomsday stories in the news about an excess inventory of homes on the market today and a potential for declining home prices. The fact is Kentucky is MUCH more stable than many other markets around the country and is not forecast to see the kind of price swings seen elsewhere. Buying a home now is a great investment in your future. Consider the equity you will build, the tax advantages of ownership, and the intangible value and pride of being a homeowner in your community.
Need help finding a home? Ask me how a buyer's agent can help at no cost to you!
E-mail LINDA@KASHMORTGAGE.COM for an Agent near you
COMMUNITIES SERVED
Albany, Alexandria, Ashland, Auburn, Barbourville, Bardstown, Beattyville, Bellevue, Berea, Bowling Green, Brandenburg, Burgin, Burlington, Cadiz, Calvert City, Campbellsville, Carlisle, Carrollton, Catlettsburg, Cave City, Central City, Clay, Clay City, Clinton, Cloverport, Cold Spring, Columbia, Corbin, Corinth, Covington, Crestwood, Crittenden, Cumberland, Cynthiana, Danville, Dawson Springs, Dayton, Dry Ridge, Eddyville, Edgewood, Edmonton, Elizabethtown, Elsmere, Eminence, Erlanger, Falmouth, Fedscreek, Fern Creek, Flatwoods, Flemingsburg, Florence, Fort Campbell, Fort Mitchell, Fort Thomas, Fort Wright, Frankfort, Franklin, Frenchburg, Fulton, Georgetown, Glasgow, Grants Lick, Grayson, Greensburg, Greenup, Greenville, Guthrie, Hardinsburg, Harlan, Harrodsburg, Hartford, Hazard, Hebron, Henderson, Hickman, Highland Heights, Highview, Hillview, Hopkinsville, Horse Cave, Hustonville, Independence, Irvine, Jackson, Jeffersontown, Jenkins, Junction City, Keavy, La Grange, Lancaster, Lawrenceburg, Lebanon, Leitchfield, Lexington, Liberty, London, Louisa, Louisville, Ludlow, Lyndon, Madisonville, Manchester, Marion, Mayfield, Maysville, Middlesboro, Midway, Millersburg, Monticello, Morehead, Morganfield, Morgantown, Mount Sterling, Mount Vernon, Mount Washington, Murray, Nancy, Newburg, Newport, Nicholasville, North Middletown, Oakbrook, Oak Grove, Okolona, Olive Hill, Owensboro, Owenton, Owingsville, Paducah, Paintsville, Park Hills, Paris, Phelps, Pikeville, Pine Grove, Pine Knot, Pineville, Prestonsburg, Princeton, Prospect, Providence, Raceland, Radcliff, Richmond, Russell, Russell Springs, Russellville, Sadieville, Salyersville, Scottsville, Shelbyville, Shepherdsville, Shively, Somerset, South Shore, South Williamson, Spottsville, Springfield, Stamping Ground, Stanford, Stanton, St. Dennis, St. Matthews, Sturgis, Taylor Mill, Taylorsville, Tompkinsville, Union, Valley Station, Vanceburg, Versailles, Villa Hills, Vine Grove, Walton, Warsaw, West Liberty, West Point, Westwood, Wheelwright, Whitesburg, Whitley City, Wilder, Williamsburg, Williamstown, Wilmore, Winchester, Worthington, Worthington Hills, Wurtland and many other great KY towns
WE ALWAYS DO OUR BEST TO RENDER A SAME DAY DECISION OR your PLAN. SOMETIMES, IT MAY TAKE A LITTLE LONGER. YOU CAN COUNT ON US BEING FAST!
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