Refinancing? Great! We offer KENTUCKY FHA, VA, Rural Housing and reverse

We offer affordable solutions for refinancing and home purchasing.The following is a partial list of programs offered by Kash Mortgage with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us at 859-971-1808 extension 108, ask for Linda today!  

linda@KASHMORTGAGE.COM               LINDA KASH SABINO                                             

  100 percent refinancing and home financing-ABSOLUTELY NO MONEY DOWN

  • LOW, FIXED RATES WITH UP TO 30 YEAR TERM - PURCHASES OR REFINANCES 
  • Good or imperfect credit okay down to 620 credit score 
  • FHA, VA loans, Rural Housing, Conventional and ALT-A mortgages
  • Buy, refinance, consolidate or home improvements 
  • Bi-weekly Payments or accelerated payoff plan
  • Up to 100% with no P.M.I. (INCLUDES CLOSING COSTS)
  • First Time Homebuyers w/ little or no down payment
  • Consolidations-pay off mortgages or other debt 
  • Commercial Business Loans and commerical mortgages
  • Credit Rebuilder Mortgage Program
  • Residential Mortgage
  • Second Home Mortgage
  • New- FAST TRACK TO HOMEOWNERSHIP-enroll today-FREE!!!
  • Credit lines, low rates mortgages.
  • Senior's mortgages (over age 62) with no monthly mortgage payments-ever!
  • Renovation mortgage, debt consolidations, home equity credit line
  • Rural home loans, lot loans 
  • Farm mortgage loans
    **sorry, no manufactured home loans except those with 700 credit score (excellent credit) and 15% down payment or equity
  • VA-LOANS FOR QUALIFIED VETERANS FOR PURCHASES OR REFINANCES WITH HOUSING $ LIMITS
  • FHA-GOVERNMENT BACKED PROGRAM WITH LOW DOWNPAYMENT AND LOW FIXED RATES  WITH  HOUSING LIMITS
  • RURAL HOUSING-GOVERNMENT BACKED PROGRAM WITH LOW FIXED RATE FOR INCOME AND GEOGRAPHICALLY QUALIFYING FAMILIES
  • CONFORMING -GREAT LOW RATE LOANS FOR QUALIFYING REFINANCE AND PURCHASES
  • REVERSE MORTGAGES-MORTGAGE FOR THOSE OVER 62 YEARS OLD 
  • COMMERCIAL MORTGAGES-BUSINESS LOANS FOR MOST PURPOSES INCLUDING PURCHASES, REFINANCES, CASH OUT 

 

CALL TERESA KASH DAVIS AT 859 971 1808X101 OR 888 440 5274X101 FOR DETAILS ON OUR PROGRAMS ANYTIME OR EMAIL INFO@KASHMORTGAGE.COM

 

 

 

REVERSE MORTGAGE

Wonderful loan for those 62 and older with free and clear homes or lots of equity. No monthly
payment necessary.

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FHA Mortgage

Backed by the Department of Housing and Urban Development, this mortgage offers the borrower the ability to put as little as 3.5% down payment – and they can even finance “allowable” closing costs. Seller can contribute up to 6% of the purchase price to the buyer towards closing costs.620 credit score.

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Conventional

Traditional loan programs that usually require 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.

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VA Mortgages

Backed by the Veterans Administration and the federal government, it is similar to FHA except that you have to be a qualified Veteran or military person. Call Linda Kash and learn more 859 971 1808, linda@kashmortgage.com

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Investor Loans

Used to finance 1-4 family properties that will be for investment with as little as a 20% down payment.

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Construction Loans

Building a new home can be an exciting prospect - unless you get caught up in a construction loan approval process that is overly complicated and time consuming. With this loan, we will finance up to 85% of the cost of land plus the costs of construction. We offer a one-time fixed rate closing or traditional ARM products. 680 score.

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Second Mortgage Loans

Subordinate to the first mortgage, these loans offer the borrower the ability to get money for home improvement, debt consolidation, or many other reasons without disturbing their first mortgage. Convenient when you have a low interest first mortgage and sufficient equity. completed at 80%.

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Challenged Credit Loans

These mortgages are for borrowers with less-than-perfect credit. They can vary from slightly damaged credit to severely damaged. Regardless of your situation, we have information that will get you back on track. We require 620 score.

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Jumbo Loans

Offers 30 and 15 year fixed rate mortgage and competitive ARM products with full documentation.
Cash out and No cash out refinance are allowable. Single family detached, Condo's, PUD's and single-family second homes can be financed with no prepayment penalty.

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Credit Problems

Troubled credit? Bankruptcy? Been turned down somewhere else? We offer loan programs for customers with credit problems. We have 620 credit score minimum. We aim to please. Call us today at 859 971 1808 or email info@kashmortgage.com

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No Down Payment

As little as 0-3% down payment required and closing costs paid by the borrower or by down payment assistance (seller can contribute up to 6% towards closing costs).

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Rural Housing

USDA rural development program. It was developed to help median to low income folks have a reasonable, affordable mortgage with as little as absolutely zero down. It has income and geographic restrictions, but has no PMI. It is an excellent fixed rate program. Ask Lisa Sageser all about it.
888 440 5374x106, lisa@kashmortgage.com

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